LSD is a common recreational drug, and it is under a class of drugs called hallucinogens. In other words, it produces imaginary sights and sounds. If you take LSD, the hallucinations would feel real, even if they’re really not there. Repeatedly using the drug can produce pleasant, euphoric highs, and this is what makes the drug addictive.
Once you become addicted, you may not be able to function normally without the drug. Taking it would become an everyday necessity. This behavior will affect your family relationships, friendships, career, and many other aspects of your life.
Additionally, long-term use builds tolerance. That means you have to keep taking higher and higher doses of the drug to achieve the same effects as before. The more you take, the higher your chances of becoming addicted quickly.
Therapy is necessary for this drug’s addiction. Detox, medication, behavioral therapies, and ongoing care are just a few of the components of recovery programs. The total cost of every component of treatment can quickly mount up. A comprehensive LSD rehabilitation program can cost several tens of thousands of dollars.
Many times, the high cost of treatment deters users from getting help. They choose not to seek treatment even though they are aware that they need it because they cannot afford it. In fact, over 20% of people with substance use disorders don’t even seek treatment because of the cost, according to national statistics.
Fortunately, a substantial chunk of the treatment expenses can be covered by health insurance. The majority of Americans are covered by health insurance, which includes coverage for drug addiction treatment. Your rehab expenses will be greatly reduced when you have health insurance.
Typically, LSD rehab and other psychological health treatments are covered by health insurance. However, a number of factors affect the sum that your insurance company will pay out. These include, among other things, the specific benefits of your insurance plan, your rehab center, and your treatment requirements.
What portion of the price of LSD rehabilitation is covered? Below are more questions and their answers.
Is the cost of drug rehab covered by health insurance?
In general, mental health services, including LSD rehab, are covered by health insurance plans. Depending on your health insurance, different amounts of coverage are available. Most of the time, you would still be required to pay a portion of the cost yourself.
Before enrolling in an LSD rehab program, check with your insurance company. You will then be aware of the aspects of treatments that are covered by your insurance. You can also speak with staff members at rehab facilities to get a clearer sense of what is covered.
What aspects of rehabilitation are covered?
Health insurance covers the majority of drug rehab’s costs. These consist of:
- Inpatient treatment
- Outpatient treatment
- Medically-assisted detox
- Medication-assisted therapy (MAT)
- Dual diagnosis
- Long-term care post-rehab (e.g., counseling, therapy, medications if needed)
- Use of maintenance drugs
The 2010 Affordable Care Act (ACA)
The ACA, also referred to as Obamacare, was enacted into law in March 2010. The legislation aimed to boost affordability of health insurance for more people.
Health insurance companies are not permitted to reject people who have substance use disorders, according to an ACA provision. Substance use disorder is actually one of the 10 medical benefits that all health insurers are required to offer by the ACA. Therefore, it is a legal requirement for health insurance companies to pay for drug addiction treatment.
What are the typical healthcare insurance plans?
HMO (Health Maintenance Organization)
HMOs give you the option to choose your primary care physician. You will require a recommendation from your primary physician if you need to visit a specialist or doctor who is not part of the HMO’s network.
HMOs have lower deductibles—in some cases none at all—but more affordable premiums. Also frequently lower is the overall coverage. Be prepared for your copays to be fairly high as well.
PPO (Preferred Provider Organization)
Both in-network and out-of-network doctors can be consulted under PPO policies. Referrals are not required. But if you go to an in-network physician, your costs will be lower.
In comparison to HMOs, PPOs have relatively high monthly payments, lower co – payments, and higher deductibles.
POS (Point of Sale)
POS and HMO plans are comparable. The primary distinction is that you may consult doctors who are not in your network in certain circumstances.
For POS policies, different insurers have different rules. If you own one, call your insurance company to find out the details of your policy.
What parts of rehab are covered?
The expenses of LSD rehab are largely covered by many insurance companies. Your insurance company determines how much of your claim is covered. Most of the time, you’ll have to pay a certain amount from your own pocket.
Insurance policies typically cover drug addiction in general as well as the main components of addiction treatment, such as detox, psychological interventions, and medications.
Are prescription drugs covered by insurance?
To help you adjust to your new life without drugs, your doctors in substance abuse treatment may occasionally prescribe medications. These drugs are frequently used to treat LSD withdrawal symptoms or lessen LSD cravings.
Following the completion of your treatment program, some medications can help you keep your sobriety. These drugs assist in reversing LSD-induced chemical imbalances in the brain. Without these drugs, you run the risk of relapsing or turning to drug abuse again.
These drugs frequently have high costs. Thankfully, they have health insurance as well. Most health insurance plans cover maintenance medications for patients overcoming heroin and other similar substance addictions, according to the National Alliance of Advocates for Buprenorphine Treatment.
However, the guidelines for what is covered vary between various insurance companies. Discovering which prescription medications for rehabilitation are covered by your insurance plan should be your first step.
When should I seek professional help for my addiction?
The best time to seek help is now. Contact your nearest mental health service provider or your primary care doctor to find out how you can begin your road to recovery.